Section 7 (Special Expenses)

This template will help you to organize, account and project a wide range of special expenses (Section 7). Most young parent underestimate the cost of raising a child in Ontario. To save you time - it's over 500K since birth. Add 5% compound interest and you arrive to a million mark by the time they finish post-secondary school. 
 
Don't get into the trap of neglecting Section 7 expenses. This is, by far, more money than most middle-class families divide in divorce.
 
This template will help you to categorize your current and projected expenses and may be a tool for an ongoing reconciliation with your spouse for years to come.